Side-by-side · Q2 2026 data
First Bank vs Grandview Bank
Metric by metric
| Measure | First Bank | Grandview Bank |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 89 (stronger) | 74 |
| Loan quality | 73 | 96 (stronger) |
| Earnings | 96 | 100 (stronger) |
| Funding & liquidity | 52 (stronger) | 36 |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 80th | 80th |
| Total assets | $703.6M | $729.3M |
| Deposits / shares | $603.4M | $639.6M |
| Capital ratio | 13.87% (stronger) | 12.35% |
| Problem loans | 0.80% | 0.12% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 1.89% | 2.44% (stronger) |
| Loans ÷ deposits | 94.5% | 84.1% (stronger) |
| Uninsured deposits | 27.3% (stronger) | 51.4% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and Grandview Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.