Side-by-side · Q2 2026 data
First Bank vs The First National Bank of Granbury
Metric by metric
| Measure | First Bank | The First National Bank of Granbury |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 89 (stronger) | 71 |
| Loan quality | 73 | 74 (stronger) |
| Earnings | 96 (stronger) | 73 |
| Funding & liquidity | 52 | 96 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 80th | 72nd |
| Total assets | $703.6M | $946.3M |
| Deposits / shares | $603.4M | $835.3M |
| Capital ratio | 13.87% (stronger) | 12.13% |
| Problem loans | 0.80% | 0.78% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.89% (stronger) | 1.32% |
| Loans ÷ deposits | 94.5% | 62.8% (stronger) |
| Uninsured deposits | 27.3% | 16.3% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 3.3% |
First Bank has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and The First National Bank of Granbury on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.