Side-by-side · Q2 2026 data
First Bank vs Union Square Credit Union
Metric by metric
| Measure | First Bank | Union Square Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 37 |
| Capital cushion | 89 (stronger) | 34 |
| Loan quality | 73 (stronger) | 10 |
| Earnings | 96 (stronger) | 34 |
| Funding & liquidity | 52 | 81 (stronger) |
| Problem-loan coverage | 88 (stronger) | 50 |
| Peer percentile | 80th | 1st |
| Total assets | $703.6M | $601.3M |
| Deposits / shares | $603.4M | $550.3M |
| Capital ratio | 13.87% (stronger) | 8.36% |
| Problem loans | 0.80% (stronger) | 2.69% |
| Net charge-offs | 0.05% (stronger) | 0.56% |
| Return on assets | 1.89% (stronger) | 0.36% |
| Loans ÷ deposits | 94.5% | 79.4% (stronger) |
| Uninsured deposits | 27.3% | 7.0% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 11.7% |
First Bank has the higher TellerScore (81 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and Union Square Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita Falls, TX
- Burkburnett, TX