Side-by-side · Q2 2026 data
First Bank vs Sanibel Captiva Community Bank
Metric by metric
| Measure | First Bank | Sanibel Captiva Community Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 47 | 49 (stronger) |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 79 | 95 (stronger) |
| Funding & liquidity | 63 (stronger) | 45 |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 47th | 37th |
| Total assets | $810.5M | $976.2M |
| Deposits / shares | $727.3M | $805.9M |
| Capital ratio | 9.70% | 9.92% (stronger) |
| Problem loans | 0.31% (stronger) | 0.67% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 1.48% | 1.88% (stronger) |
| Loans ÷ deposits | 67.8% (stronger) | 102.6% |
| Uninsured deposits | 41.3% | 26.1% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
First Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Sanibel Captiva Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.