Side-by-side · Q2 2026 data
First Bank Elk River vs Harvest Bank
Metric by metric
| Measure | First Bank Elk River | Harvest Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 63 |
| Capital cushion | 57 (stronger) | 42 |
| Loan quality | 82 (stronger) | 73 |
| Earnings | 43 | 61 (stronger) |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 91 (stronger) | 74 |
| Peer percentile | 26th | 24th |
| Total assets | $369.2M | $355.1M |
| Deposits / shares | $269.9M | $323.4M |
| Capital ratio | 10.68% (stronger) | 9.15% |
| Problem loans | 0.53% (stronger) | 0.80% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 0.57% | 1.03% (stronger) |
| Loans ÷ deposits | 100.8% | 75.4% (stronger) |
| Uninsured deposits | 18.5% | 16.6% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 0.0% |
First Bank Elk River has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Bank Elk River leads on 4 and Harvest Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.