The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 64).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Minnesota

Yes. First Bank Elk River is an FDIC-insured institution (FDIC certificate #5136). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.5% of deposits ($50.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.68%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

First Bank Elk River lists 4 offices in 3 cities. Most locations:

• Elk River, MN (2)
• Anoka, MN (1)
• Rogers, MN (1)

All branch addresses and map

In 2025, First Bank Elk River reported 30 home-loan applications under HMDA (LEI 549300Q6UYO4VXM0VF43): 24 originated ($11,830,000 total), 1 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Bank Elk River

Former names

The First National Bank of Elk River

Type

State-chartered bank

FDIC certificate #

5136

RSSD ID

970055

Primary regulator

FDIC

Holding company

First Natl Finl Services Inc

Established

January 1, 1907

Headquarters

812 Main St Nw, Elk River, MN 55330

Website

www.elkriver.bank

Employees

44