Side-by-side · Q2 2026 data
First Bank Elk River vs Sherburne Bank
Metric by metric
| Measure | First Bank Elk River | Sherburne Bank |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 57 (stronger) | 45 |
| Loan quality | 82 | 99 (stronger) |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 55 | 63 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 26th | 72nd |
| Total assets | $369.2M | $351.1M |
| Deposits / shares | $269.9M | $289.5M |
| Capital ratio | 10.68% (stronger) | 9.46% |
| Problem loans | 0.53% | 0.02% (stronger) |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 0.57% | 2.01% (stronger) |
| Loans ÷ deposits | 100.8% | 95.2% (stronger) |
| Uninsured deposits | 18.5% | 17.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 3.2% |
Sherburne Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Bank Elk River leads on 1 and Sherburne Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.