Side-by-side · Q2 2026 data
First Bank Kansas vs Hutchinson Postal & Community Credit Union
Credit union
Hutchinson Postal & Community Credit Union
Hutchinson, Kansas · Under $100 million in assets
Metric by metric
| Measure | First Bank Kansas | Hutchinson Postal & Community Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 99 (stronger) | 72 |
| Earnings | 100 (stronger) | 7 |
| Funding & liquidity | 84 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 75th | 40th |
| Total assets | $618.5M | $5.2M |
| Deposits / shares | $561.6M | $4.2M |
| Capital ratio | 8.83% | 17.60% (stronger) |
| Problem loans | 0.04% (stronger) | 0.85% |
| Net charge-offs | 0.01% (stronger) | 1.42% |
| Return on assets | 3.84% (stronger) | -0.33% |
| Loans ÷ deposits | 73.7% (stronger) | 83.7% |
| Uninsured deposits | 17.8% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank Kansas has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Bank Kansas leads on 5 and Hutchinson Postal & Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.