Side-by-side · Q2 2026 data
First Bank of Berne vs Peoples Bank
Metric by metric
| Measure | First Bank of Berne | Peoples Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 53 |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 84 (stronger) | 63 |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 52 | 60 (stronger) |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 70th | 11th |
| Total assets | $1.1B | $2.0B |
| Deposits / shares | $973.2M | $1.7B |
| Capital ratio | 9.92% (stronger) | 9.31% |
| Problem loans | 0.47% (stronger) | 1.10% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 2.07% (stronger) | 0.43% |
| Loans ÷ deposits | 80.6% (stronger) | 85.8% |
| Uninsured deposits | 40.0% | 28.0% (stronger) |
| Offices | 7 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 18.2% |
First Bank of Berne has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Berne leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.