Side-by-side · Q2 2026 data
First Bank of Central Ohio vs State Highway Patrol Federal Credit Union
Credit union
State Highway Patrol Federal Credit Union
Columbus, Ohio · Under $100 million in assets
Metric by metric
| Measure | First Bank of Central Ohio | State Highway Patrol Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 88 (stronger) |
| Capital cushion | 49 | 85 (stronger) |
| Loan quality | 51 | 98 (stronger) |
| Earnings | 11 | 66 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 5th | 85th |
| Total assets | $260.9M | $92.2M |
| Deposits / shares | $232.4M | $80.1M |
| Capital ratio | 9.86% | 13.52% (stronger) |
| Problem loans | 1.48% | 0.06% (stronger) |
| Net charge-offs | 0.63% | 0.08% (stronger) |
| Return on assets | -0.23% | 1.16% (stronger) |
| Loans ÷ deposits | 84.9% | 54.1% (stronger) |
| Uninsured deposits | 33.4% | 5.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Highway Patrol Federal Credit Union has the higher TellerScore (88 vs 46). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Central Ohio leads on 0 and State Highway Patrol Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.