Side-by-side · Q2 2026 data
First Bank of Manhattan vs Community First Bank of the Heartland
Metric by metric
| Measure | First Bank of Manhattan | Community First Bank of the Heartland |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 52 (stronger) | 51 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 75th | 64th |
| Total assets | $265.9M | $266.8M |
| Deposits / shares | $239.3M | $237.9M |
| Capital ratio | 10.16% (stronger) | 10.14% |
| Problem loans | 0.00% (stronger) | 0.66% |
| Net charge-offs | -0.23% (stronger) | 0.06% |
| Return on assets | 1.42% | 2.22% (stronger) |
| Loans ÷ deposits | 62.7% (stronger) | 80.0% |
| Uninsured deposits | 23.7% | 13.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
First Bank of Manhattan has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 5 and Community First Bank of the Heartland on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.