Side-by-side · Q2 2026 data
First Bank of Manhattan vs Earthmover Credit Union
Metric by metric
| Measure | First Bank of Manhattan | Earthmover Credit Union |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 77 (stronger) | 72 |
| Funding & liquidity | 88 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 75th | 91st |
| Total assets | $265.9M | $471.7M |
| Deposits / shares | $239.3M | $385.6M |
| Capital ratio | 10.16% | 19.34% (stronger) |
| Problem loans | 0.00% (stronger) | 0.75% |
| Net charge-offs | -0.23% (stronger) | 0.34% |
| Return on assets | 1.42% (stronger) | 1.30% |
| Loans ÷ deposits | 62.7% (stronger) | 68.1% |
| Uninsured deposits | 23.7% | 0.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Earthmover Credit Union has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 4 and Earthmover Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.