Side-by-side · Q2 2026 data
First Bank of Manhattan vs PeopleFirst Bank
Metric by metric
| Measure | First Bank of Manhattan | PeopleFirst Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 52 | 73 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 77 (stronger) | 66 |
| Funding & liquidity | 88 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 75th | 72nd |
| Total assets | $265.9M | $265.6M |
| Deposits / shares | $239.3M | $211.1M |
| Capital ratio | 10.16% | 12.35% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.23% (stronger) | 0.03% |
| Return on assets | 1.42% (stronger) | 1.14% |
| Loans ÷ deposits | 62.7% (stronger) | 86.5% |
| Uninsured deposits | 23.7% (stronger) | 28.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
First Bank of Manhattan has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 6 and PeopleFirst Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.