Side-by-side · Q2 2026 data
First Business Bank vs Town Bank, National Association
Metric by metric
| Measure | First Business Bank | Town Bank, National Association |
|---|---|---|
| TellerScore | 63 | 70 (stronger) |
| Capital cushion | 54 (stronger) | 47 |
| Loan quality | 65 | 93 (stronger) |
| Earnings | 77 | 77 |
| Funding & liquidity | 42 | 51 (stronger) |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 30th | 58th |
| Total assets | $4.4B | $4.7B |
| Deposits / shares | $3.6B | $3.8B |
| Capital ratio | 10.37% (stronger) | 9.75% |
| Problem loans | 1.06% | 0.22% (stronger) |
| Net charge-offs | 0.18% | 0.09% (stronger) |
| Return on assets | 1.41% | 1.42% (stronger) |
| Loans ÷ deposits | 98.7% | 91.7% (stronger) |
| Uninsured deposits | 33.2% | 31.0% (stronger) |
| Offices | 4 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 5.7% |
Town Bank, National Association has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Business Bank leads on 1 and Town Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.