Side-by-side · Q2 2026 data
First Capital Bank vs Cattlemens Bank
Metric by metric
| Measure | First Capital Bank | Cattlemens Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 46 | 53 (stronger) |
| Loan quality | 77 | 90 (stronger) |
| Earnings | 87 (stronger) | 72 |
| Funding & liquidity | 71 (stronger) | 41 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 40th | 37th |
| Total assets | $107.3M | $595.2M |
| Deposits / shares | $96.8M | $468.9M |
| Capital ratio | 9.57% | 10.28% (stronger) |
| Problem loans | 0.70% | 0.29% (stronger) |
| Net charge-offs | 1.33% | -0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 1.30% |
| Loans ÷ deposits | 76.8% (stronger) | 111.0% |
| Uninsured deposits | 26.3% | 23.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 15.8% |
First Capital Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Capital Bank leads on 3 and Cattlemens Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.