Side-by-side · Q2 2026 data
First Choice Credit Union vs Simplicity Credit Union
Credit union
First Choice Credit Union
Marshfield, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | First Choice Credit Union | Simplicity Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 78 (stronger) | 59 |
| Earnings | 86 (stronger) | 49 |
| Funding & liquidity | 87 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 87th | 14th |
| Total assets | $51.0M | $546.7M |
| Deposits / shares | $42.2M | $487.5M |
| Capital ratio | 16.34% (stronger) | 9.82% |
| Problem loans | 0.65% (stronger) | 1.22% |
| Net charge-offs | 0.37% | 0.27% (stronger) |
| Return on assets | 1.66% (stronger) | 0.72% |
| Loans ÷ deposits | 72.8% (stronger) | 93.2% |
| Uninsured deposits | 0.0% (stronger) | 4.2% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Choice Credit Union has the higher TellerScore (89 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Choice Credit Union leads on 6 and Simplicity Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.