Side-by-side · Q2 2026 data
First Choice Federal Credit Union vs Susquehanna Valley Federal Credit Union
Credit union
First Choice Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Credit union
Susquehanna Valley Federal Credit Union
Camp Hill, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | First Choice Federal Credit Union | Susquehanna Valley Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 76 (stronger) | 73 |
| Loan quality | 74 | 98 (stronger) |
| Earnings | 87 | 94 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 70th | 89th |
| Total assets | $94.5M | $86.9M |
| Deposits / shares | $81.8M | $76.4M |
| Capital ratio | 12.57% (stronger) | 12.29% |
| Problem loans | 0.79% | 0.07% (stronger) |
| Net charge-offs | 0.32% | 0.07% (stronger) |
| Return on assets | 1.67% | 1.84% (stronger) |
| Loans ÷ deposits | 65.8% | 58.7% (stronger) |
| Uninsured deposits | 1.9% | 1.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Susquehanna Valley Federal Credit Union has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Choice Federal Credit Union leads on 1 and Susquehanna Valley Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.