TellerScore

Susquehanna Valley Federal Credit Union is a federal credit union headquartered in Camp Hill, Pennsylvania, in business for about 59 years. At the end of Q2 2026 it reported $86.9M in total assets and $76.4M in member shares and deposits, with 1 office.

Susquehanna Valley Federal Credit Union has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 35th. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 2% uninsured); capital cushion contributes the least (73/100, 12.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.29%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings94/100
Return on assets (annualized): 1.84%
Funding & liquidity100/100
Loans ÷ shares: 58.7% · 1.7% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (77 → 90), mostly because the earnings component improved by 27 points.

TellerScore
738290Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202476
Q4 202475
Q1 202573
Q2 202577
Q3 202584
Q4 202585
Q1 202688
Q2 202690
Net worth ratio
7.00%9.64%12.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.12%
Q3 20249.56%
Q4 20249.91%
Q1 202510.00%
Q2 202510.57%
Q3 202511.21%
Q4 202511.51%
Q1 202611.90%
Q2 202612.29%
Delinquent loans (60+ days)
0.05%0.25%0.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.25%
Q3 20240.13%
Q4 20240.45%
Q1 20250.06%
Q2 20250.29%
Q3 20250.25%
Q4 20250.06%
Q1 20260.05%
Q2 20260.07%
Return on assets
0.52%1.18%1.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.14%
Q3 20241.21%
Q4 20241.28%
Q1 20250.52%
Q2 20251.17%
Q3 20251.75%
Q4 20251.55%
Q1 20261.72%
Q2 20261.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$86.9M12.29%0.07%1.84%58.7%
Q1 202688$86.5M11.90%0.05%1.72%60.0%
Q4 202585$83.9M11.51%0.06%1.55%60.3%
Q3 202584$82.7M11.21%0.25%1.75%60.1%
Q2 202577$83.7M10.57%0.29%1.17%59.8%
Q1 202573$85.0M10.00%0.06%0.52%59.0%
Q4 202475$84.3M9.91%0.45%1.28%60.6%
Q3 202476$84.1M9.56%0.13%1.21%62.2%
Q2 202473$85.0M9.12%0.25%1.14%62.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.29%
34th
Problem loans0.07%
82nd
Net charge-offs0.07%
60th
Return on assets1.84%
92nd
Loans to deposits58.7%
50th
Uninsured deposits1.7%
47th
Loan-loss reserves0.00%
37th
Texas ratio0.3%
79th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Gnc Community Federal Credit UnionCredit union New Castle, PA82 out of 100, Strong$85.0M15.3%0.41%vs
Americo Federal Credit UnionCredit union Erie, PA71 out of 100, Strong$90.2M12.9%1.88%vs
Washington Area Teachers Federal Credit UnionCredit union Washington, PA78 out of 100, Strong$82.4M11.6%0.25%vs
Armstrong Associates Federal Credit UnionCredit union Ford City, PA75 out of 100, Strong$82.3M12.3%0.57%vs
Pittsburgh Firefighters' Federal Credit UnionCredit union Pittsburgh, PA86 out of 100, Very strong$81.4M23.1%0.48%vs
Freedom United Federal Credit UnionCredit union Rochester, PA93 out of 100, Very strong$94.2M19.0%0.84%vs

Deposit insurance

Is my money safe at Susquehanna Valley Federal Credit Union?

Yes. Susquehanna Valley Federal Credit Union is a federally insured credit union (NCUA charter #18242). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Susquehanna Valley Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Susquehanna Valley Federal Credit Union
Type
Federal credit union
NCUA charter #
18242
RSSD ID
575188
Primary regulator
NCUA
Established
1967
Headquarters
3850 Hartzdale Dr, Camp Hill, PA 17011
Employees
12

Quick answers

Susquehanna Valley Federal Credit Union: common questions

Is Susquehanna Valley Federal Credit Union NCUA insured?

Yes. Susquehanna Valley Federal Credit Union is a federally insured credit union (NCUA charter #18242). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Susquehanna Valley Federal Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Susquehanna Valley Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Camp Hill

InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
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Members 1st Federal Credit UnionCredit union Enola, PA88 out of 100, Very strong$8.7B15.1%0.73%vs
Central Susquehanna Community Federal Credit UnionCredit union Danville, PA82 out of 100, Strong$37.4M12.1%0.00%vs
First Capital Federal Credit UnionCredit union York, PA81 out of 100, Strong$368.5M11.9%0.20%vs
Pennsylvania State Employees Credit UnionCredit union Harrisburg, PA80 out of 100, Strong$9.7B11.8%0.75%vs