Side-by-side · Q2 2026 data
First Citizens Community Bank vs Firstrust Savings Bank
Metric by metric
| Measure | First Citizens Community Bank | Firstrust Savings Bank |
|---|---|---|
| TellerScore | 52 | 68 (stronger) |
| Capital cushion | 46 | 64 (stronger) |
| Loan quality | 43 | 74 (stronger) |
| Earnings | 77 | 88 (stronger) |
| Funding & liquidity | 26 | 26 |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 9th | 49th |
| Total assets | $3.2B | $5.6B |
| Deposits / shares | $2.4B | $4.8B |
| Capital ratio | 9.64% | 11.44% (stronger) |
| Problem loans | 1.70% | 0.79% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.42% |
| Return on assets | 1.43% | 1.71% (stronger) |
| Loans ÷ deposits | 99.1% | 95.7% (stronger) |
| Uninsured deposits | 46.4% (stronger) | 49.7% |
| Offices | 43 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 27.8% |
Firstrust Savings Bank has the higher TellerScore (68 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Citizens Community Bank leads on 2 and Firstrust Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.