Side-by-side · Q2 2026 data
First Commercial Bank, National Association vs Fayette Savings Bank, SSB
Metric by metric
| Measure | First Commercial Bank, National Association | Fayette Savings Bank, SSB |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 75 | 95 (stronger) |
| Funding & liquidity | 78 (stronger) | 63 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 53rd | 80th |
| Total assets | $565.9M | $551.8M |
| Deposits / shares | $502.1M | $495.2M |
| Capital ratio | 10.25% | 10.95% (stronger) |
| Problem loans | 0.45% | 0.01% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.37% | 1.88% (stronger) |
| Loans ÷ deposits | 59.5% (stronger) | 85.3% |
| Uninsured deposits | 35.3% | 25.6% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | — |
Fayette Savings Bank, SSB has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Commercial Bank, National Association leads on 1 and Fayette Savings Bank, SSB on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.