Side-by-side · Q2 2026 data
First Commercial Bank, National Association vs Texas Traditions Bank
Metric by metric
| Measure | First Commercial Bank, National Association | Texas Traditions Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 53 (stronger) | 44 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 75 (stronger) | 53 |
| Funding & liquidity | 78 (stronger) | 66 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 53rd | 40th |
| Total assets | $565.9M | $555.9M |
| Deposits / shares | $502.1M | $500.4M |
| Capital ratio | 10.25% (stronger) | 9.39% |
| Problem loans | 0.45% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.37% (stronger) | 0.82% |
| Loans ÷ deposits | 59.5% | 59.2% (stronger) |
| Uninsured deposits | 35.3% (stronger) | 45.8% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | — |
First Commercial Bank, National Association has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Commercial Bank, National Association leads on 4 and Texas Traditions Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.