Side-by-side · Q2 2026 data
First Commonwealth Bank vs BNY Mellon, National Association
Metric by metric
| Measure | First Commonwealth Bank | BNY Mellon, National Association |
|---|---|---|
| TellerScore | 65 (stronger) | 57 |
| Capital cushion | 52 (stronger) | 15 |
| Loan quality | 70 | 98 (stronger) |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 55 (stronger) | 46 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 54th | 17th |
| Total assets | $12.2B | $30.6B |
| Deposits / shares | $10.3B | $26.0B |
| Capital ratio | 10.17% (stronger) | 6.52% |
| Problem loans | 0.89% | 0.06% (stronger) |
| Net charge-offs | 0.41% | 0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 0.87% |
| Loans ÷ deposits | 90.8% | 71.3% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 53.7% |
| Offices | 126 | 3 |
| CFPB complaints (3 yrs) | 106 | — |
| Complaints per $1B deposits | 10.3 | — |
| Mortgage denial rate (HMDA) | 26.5% | 7.0% |
First Commonwealth Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Commonwealth Bank leads on 4 and BNY Mellon, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.