Side-by-side · Q2 2026 data
First Commonwealth Bank vs CNB Bank
Metric by metric
| Measure | First Commonwealth Bank | CNB Bank |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 52 | 52 |
| Loan quality | 70 | 72 (stronger) |
| Earnings | 76 (stronger) | 74 |
| Funding & liquidity | 55 | 55 |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 54th | 36th |
| Total assets | $12.2B | $8.4B |
| Deposits / shares | $10.3B | $7.2B |
| Capital ratio | 10.17% | 10.17% (stronger) |
| Problem loans | 0.89% | 0.84% (stronger) |
| Net charge-offs | 0.41% | 0.05% (stronger) |
| Return on assets | 1.40% (stronger) | 1.36% |
| Loans ÷ deposits | 90.8% | 89.7% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 28.8% |
| Offices | 126 | 78 |
| CFPB complaints (3 yrs) | 106 | — |
| Complaints per $1B deposits | 10.3 | — |
| Mortgage denial rate (HMDA) | 26.5% | 10.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Commonwealth Bank leads on 2 and CNB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clearfield, PA
- Columbus, OH
- State College, PA
- Ashtabula, OH
- Houtzdale, PA
- Kersey, PA
- Northern Cambria, PA
- Punxsutawney, PA
- Duncansville, PA
- Westerville, OH
- Du Bois, PA