Side-by-side · Q2 2026 data
First Commonwealth Bank vs Community First Credit Union
Metric by metric
| Measure | First Commonwealth Bank | Community First Credit Union |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 52 | 90 (stronger) |
| Loan quality | 70 (stronger) | 44 |
| Earnings | 76 | 78 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 54th | 57th |
| Total assets | $12.2B | $99.8M |
| Deposits / shares | $10.3B | $85.1M |
| Capital ratio | 10.17% | 13.96% (stronger) |
| Problem loans | 0.89% (stronger) | 1.69% |
| Net charge-offs | 0.41% | -0.24% (stronger) |
| Return on assets | 1.40% | 1.45% (stronger) |
| Loans ÷ deposits | 90.8% | 55.9% (stronger) |
| Uninsured deposits | 27.5% | 2.2% (stronger) |
| Offices | 126 | 2 |
| CFPB complaints (3 yrs) | 106 | — |
| Complaints per $1B deposits | 10.3 | — |
| Mortgage denial rate (HMDA) | 26.5% | — |
Community First Credit Union has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Commonwealth Bank leads on 1 and Community First Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.