Side-by-side · Q2 2026 data
First Commonwealth Bank vs Customers Bank
Metric by metric
| Measure | First Commonwealth Bank | Customers Bank |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 52 (stronger) | 43 |
| Loan quality | 70 | 89 (stronger) |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 55 (stronger) | 46 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 54th | 54th |
| Total assets | $12.2B | $26.5B |
| Deposits / shares | $10.3B | $21.9B |
| Capital ratio | 10.17% (stronger) | 9.34% |
| Problem loans | 0.89% | 0.33% (stronger) |
| Net charge-offs | 0.41% | 0.32% (stronger) |
| Return on assets | 1.40% (stronger) | 1.15% |
| Loans ÷ deposits | 90.8% | 81.6% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 44.3% |
| Offices | 126 | 7 |
| CFPB complaints (3 yrs) | 106 | 72 |
| Complaints per $1B deposits | 10.3 | 3.3 (stronger) |
| Mortgage denial rate (HMDA) | 26.5% | 4.0% |
Both have the same TellerScore. On the 7 directional measures above (where higher or lower is clearly better), First Commonwealth Bank leads on 3 and Customers Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.