Headquartered in Malvern, Pennsylvania, Customers Bank is a state-chartered bank (fed member) with $26.5B in total assets and $21.9B in deposits as of Q2 2026. It operates 7 offices across 3 states. Its charter dates back to 1997.
Customers Bank has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than 54% of its 132 banks with $10 billion – $100 billion. Among 110 banks headquartered in Pennsylvania, it ranks 68th. Problem-loan coverage contributes the most (94/100, 2.9%); capital cushion contributes the least (43/100, 9.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (62 → 65), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 64 |
| Q4 2024 | 61 |
| Q1 2025 | 56 |
| Q2 2025 | 62 |
| Q3 2025 | 63 |
| Q4 2025 | 64 |
| Q1 2026 | 66 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.16% |
| Q3 2024 | 9.08% |
| Q4 2024 | 8.65% |
| Q1 2025 | 8.43% |
| Q2 2025 | 8.86% |
| Q3 2025 | 8.83% |
| Q4 2025 | 8.90% |
| Q1 2026 | 9.37% |
| Q2 2026 | 9.34% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.33% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.06% |
| Q3 2024 | 1.01% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.92% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.14% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $26.5B | 9.34% | 0.33% | 1.15% | 81.6% |
| Q1 2026 | 66 | $25.9B | 9.37% | 0.30% | 1.14% | 79.4% |
| Q4 2025 | 64 | $24.9B | 8.90% | 0.28% | 1.01% | 79.2% |
| Q3 2025 | 63 | $24.3B | 8.83% | 0.20% | 0.92% | 78.3% |
| Q2 2025 | 62 | $22.5B | 8.86% | 0.24% | 0.71% | 80.0% |
| Q1 2025 | 56 | $22.4B | 8.43% | 0.38% | 0.27% | 78.2% |
| Q4 2024 | 61 | $22.3B | 8.65% | 0.51% | 0.89% | 76.3% |
| Q3 2024 | 64 | $21.5B | 9.08% | 0.46% | 1.01% | 76.4% |
| Q2 2024 | 65 | $21.0B | 9.16% | 0.49% | 1.06% | 75.7% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| TriState Capital BankBank Pittsburgh, PA | 56 out of 100, Moderate | $24.3B | 7.4% | 0.30% | vs |
| BNY Mellon, National AssociationBank Pittsburgh, PA | 57 out of 100, Moderate | $30.6B | 6.5% | 0.06% | vs |
| Fulton Bank, National AssociationBank Lancaster, PA | 65 out of 100, Moderate | $32.6B | 10.2% | 0.71% | vs |
| Northwest BankBank Warren, PA | 66 out of 100, Moderate | $17.2B | 9.8% | 0.69% | vs |
| Dollar Bank, Federal Savings BankBank Pittsburgh, PA | 62 out of 100, Moderate | $12.7B | 11.0% | 0.72% | vs |
| First Commonwealth BankBank Indiana, PA | 65 out of 100, Moderate | $12.2B | 10.2% | 0.89% | vs |
Deposit insurance
Is my money safe at Customers Bank?
Yes. Customers Bank is an FDIC-insured institution (FDIC certificate #34444). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 44.3% of deposits ($9.7B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.34%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.53% (benchmark: 10%).
7 locations
Branches
Customers Bank lists 7 offices in 7 cities across 3 states. Most locations:
- Doylestown, PA (1)
- Hamilton, NJ (1)
- Malvern, PA (1)
- Phoenixville, PA (1)
- Rye Brook, NY (1)
- West Reading, PA (1)
- Wyomissing, PA (1)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 72 consumer complaints about CUSTOMERS BANCORP, INC to the company (27 in the last 12 months). 100.0% received a timely response. That is 3.3 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Customers Bank reported 380 home-loan applications under HMDA (LEI 6UHRKD73G36IZYN3FC43): 328 originated ($558,200,000 total), 14 denied, and 29 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Customers Bank
- Former names
- New Century Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 34444
- RSSD ID
- 2354985
- Primary regulator
- FED
- Holding company
- Customers Bcorp Inc
- Established
- June 26, 1997
- Headquarters
- 40 General Warren Blvd, Malvern, PA 19355
- Website
- www.customersbank.com
- Employees
- 883
Quick answers
Customers Bank: common questions
Is Customers Bank FDIC insured?
Yes. Customers Bank is an FDIC-insured institution (FDIC certificate #34444). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Customers Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Customers Bank ever failed?
There is no failure record for FDIC certificate #34444 in the FDIC failed bank list.
How many branches does Customers Bank have?
7 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Malvern
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| The National Bank of MalvernBank Malvern, PA | 93 out of 100, Very strong | $224.0M | 16.5% | 0.10% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |