Side-by-side · Q2 2026 data
First Community Bank vs County - City Credit Union
Metric by metric
| Measure | First Community Bank | County - City Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 89 (stronger) | 86 |
| Earnings | 92 (stronger) | 62 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 68th | 59th |
| Total assets | $158.9M | $43.6M |
| Deposits / shares | $141.8M | $38.3M |
| Capital ratio | 10.38% | 11.30% (stronger) |
| Problem loans | 0.34% (stronger) | 0.41% |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.81% (stronger) | 1.06% |
| Loans ÷ deposits | 86.5% | 49.9% (stronger) |
| Uninsured deposits | 15.5% | 1.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
County - City Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 3 and County - City Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.