Side-by-side · Q2 2026 data
First Community Bank vs State Bank of Reeseville
Metric by metric
| Measure | First Community Bank | State Bank of Reeseville |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 54 (stronger) | 46 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 92 (stronger) | 52 |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 68th | 37th |
| Total assets | $158.9M | $169.5M |
| Deposits / shares | $141.8M | $139.6M |
| Capital ratio | 10.38% (stronger) | 9.58% |
| Problem loans | 0.34% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.81% (stronger) | 0.79% |
| Loans ÷ deposits | 86.5% | 66.1% (stronger) |
| Uninsured deposits | 15.5% (stronger) | 47.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First Community Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 5 and State Bank of Reeseville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.