Side-by-side · Q2 2026 data
First Community Bank vs Teachers Credit Union
Metric by metric
| Measure | First Community Bank | Teachers Credit Union |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 54 | 72 (stronger) |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 92 (stronger) | 54 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $158.9M | $37.6M |
| Deposits / shares | $141.8M | $32.9M |
| Capital ratio | 10.38% | 12.23% (stronger) |
| Problem loans | 0.34% | 0.16% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.81% (stronger) | 0.85% |
| Loans ÷ deposits | 86.5% | 53.9% (stronger) |
| Uninsured deposits | 15.5% | 3.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Teachers Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 2 and Teachers Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.