Side-by-side · Q2 2026 data
First Community Bank vs First Sentinel Bank
Metric by metric
| Measure | First Community Bank | First Sentinel Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 52 (stronger) | 50 |
| Loan quality | 77 | 96 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 73 (stronger) | 49 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 77th | 34th |
| Total assets | $3.6B | $398.0M |
| Deposits / shares | $3.0B | $348.5M |
| Capital ratio | 10.23% (stronger) | 10.02% |
| Problem loans | 0.70% | 0.11% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.33% |
| Return on assets | 2.05% (stronger) | 0.85% |
| Loans ÷ deposits | 79.9% (stronger) | 96.0% |
| Uninsured deposits | 21.3% (stronger) | 28.5% |
| Offices | 62 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | 5.7% |
First Community Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 6 and First Sentinel Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abingdon, VA
- Bluefield, VA
- Wytheville, VA
- Princeton, WV
- North Tazewell, VA
- Richlands, VA