Side-by-side · Q2 2026 data
First Community Bank vs FVCbank
Metric by metric
| Measure | First Community Bank | FVCbank |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 52 | 79 (stronger) |
| Loan quality | 77 | 80 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 73 (stronger) | 33 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 77th | 70th |
| Total assets | $3.6B | $2.4B |
| Deposits / shares | $3.0B | $2.1B |
| Capital ratio | 10.23% | 12.94% (stronger) |
| Problem loans | 0.70% | 0.59% (stronger) |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 2.05% (stronger) | 1.37% |
| Loans ÷ deposits | 79.9% (stronger) | 91.3% |
| Uninsured deposits | 21.3% (stronger) | 46.8% |
| Offices | 62 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
First Community Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 4 and FVCbank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.