Side-by-side · Q2 2026 data
First Community Bank vs New Peoples Bank, Inc.
Metric by metric
| Measure | First Community Bank | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 52 | 62 (stronger) |
| Loan quality | 77 | 85 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 73 | 73 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 77th | 64th |
| Total assets | $3.6B | $942.5M |
| Deposits / shares | $3.0B | $828.4M |
| Capital ratio | 10.23% | 11.17% (stronger) |
| Problem loans | 0.70% | 0.45% (stronger) |
| Net charge-offs | 0.17% | 0.06% (stronger) |
| Return on assets | 2.05% (stronger) | 1.48% |
| Loans ÷ deposits | 79.9% (stronger) | 87.6% |
| Uninsured deposits | 21.3% | 12.7% (stronger) |
| Offices | 62 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | 5.9% |
New Peoples Bank, Inc. has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 2 and New Peoples Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Princeton, WV
- Abingdon, VA
- Bluefield, VA
- Bristol, VA
- Clintwood, VA
- Gate City, VA
- Boone, NC