Side-by-side · Q2 2026 data
First Community Bank vs Worthington Bank
Metric by metric
| Measure | First Community Bank | Worthington Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 74 (stronger) | 43 |
| Loan quality | 78 | 95 (stronger) |
| Earnings | 68 (stronger) | 67 |
| Funding & liquidity | 64 (stronger) | 45 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 57th | 34th |
| Total assets | $662.8M | $655.4M |
| Deposits / shares | $582.2M | $589.4M |
| Capital ratio | 12.44% (stronger) | 9.31% |
| Problem loans | 0.67% | 0.16% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.20% (stronger) | 1.16% |
| Loans ÷ deposits | 76.9% (stronger) | 83.3% |
| Uninsured deposits | 32.5% (stronger) | 43.9% |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 14.3% |
First Community Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 6 and Worthington Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.