Side-by-side · Q2 2026 data
First Community Bank vs Scribner Bank
Metric by metric
| Measure | First Community Bank | Scribner Bank |
|---|---|---|
| TellerScore | 66 | 96 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 71 | 76 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 31st | 97th |
| Total assets | $342.3M | $86.9M |
| Deposits / shares | $300.2M | $72.1M |
| Capital ratio | 9.05% | 16.56% (stronger) |
| Problem loans | 0.40% | 0.04% (stronger) |
| Net charge-offs | 0.01% | -0.12% (stronger) |
| Return on assets | 0.99% | 2.73% (stronger) |
| Loans ÷ deposits | 84.8% | 78.8% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 19.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scribner Bank has the higher TellerScore (96 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 1 and Scribner Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.