Side-by-side · Q2 2026 data
First Community Bank vs Security Bank
Metric by metric
| Measure | First Community Bank | Security Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 41 | 83 (stronger) |
| Loan quality | 87 (stronger) | 79 |
| Earnings | 60 | 74 (stronger) |
| Funding & liquidity | 71 (stronger) | 62 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 31st | 72nd |
| Total assets | $342.3M | $309.9M |
| Deposits / shares | $300.2M | $269.7M |
| Capital ratio | 9.05% | 13.28% (stronger) |
| Problem loans | 0.40% (stronger) | 0.63% |
| Net charge-offs | 0.01% (stronger) | 0.14% |
| Return on assets | 0.99% | 1.34% (stronger) |
| Loans ÷ deposits | 84.8% | 83.6% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 27.9% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Security Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 3 and Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.