Side-by-side · Q2 2026 data
First Community Bank, Xenia-Flora vs Community Partners Savings Bank
Metric by metric
| Measure | First Community Bank, Xenia-Flora | Community Partners Savings Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 70 (stronger) | 69 |
| Loan quality | 93 (stronger) | 41 |
| Earnings | 90 (stronger) | 47 |
| Funding & liquidity | 96 (stronger) | 94 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 81st | 24th |
| Total assets | $55.5M | $288.4M |
| Deposits / shares | $47.3M | $226.5M |
| Capital ratio | 12.03% (stronger) | 11.88% |
| Problem loans | 0.22% (stronger) | 1.77% |
| Net charge-offs | -0.04% (stronger) | 0.08% |
| Return on assets | 1.76% (stronger) | 0.67% |
| Loans ÷ deposits | 64.6% | 56.9% (stronger) |
| Uninsured deposits | 11.9% (stronger) | 20.8% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
First Community Bank, Xenia-Flora has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank, Xenia-Flora leads on 6 and Community Partners Savings Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Flora, IL