Side-by-side · Q2 2026 data
First Community Bank, Xenia-Flora vs The Iuka State Bank
Metric by metric
| Measure | First Community Bank, Xenia-Flora | The Iuka State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 30 |
| Capital cushion | 70 (stronger) | 53 |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 90 (stronger) | 23 |
| Funding & liquidity | 96 (stronger) | 66 |
| Problem-loan coverage | 98 (stronger) | 0 |
| Peer percentile | 81st | 1st |
| Total assets | $55.5M | $133.0M |
| Deposits / shares | $47.3M | $112.6M |
| Capital ratio | 12.03% (stronger) | 10.25% |
| Problem loans | 0.22% (stronger) | 7.98% |
| Net charge-offs | -0.04% (stronger) | 1.76% |
| Return on assets | 1.76% (stronger) | 0.08% |
| Loans ÷ deposits | 64.6% (stronger) | 94.1% |
| Uninsured deposits | 11.9% (stronger) | 12.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank, Xenia-Flora has the higher TellerScore (86 vs 30). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank, Xenia-Flora leads on 7 and The Iuka State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.