Side-by-side · Q2 2026 data
First Community Credit Union vs Mid Oregon Credit Union
Metric by metric
| Measure | First Community Credit Union | Mid Oregon Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 83 (stronger) | 63 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 72 | 88 (stronger) |
| Funding & liquidity | 79 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 95th | 78th |
| Total assets | $1.9B | $917.4M |
| Deposits / shares | $1.6B | $810.5M |
| Capital ratio | 13.29% (stronger) | 11.33% |
| Problem loans | 0.04% (stronger) | 0.14% |
| Net charge-offs | 0.04% (stronger) | 0.43% |
| Return on assets | 1.31% | 1.70% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 96.3% |
| Uninsured deposits | 6.3% (stronger) | 8.9% |
| Offices | 26 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First Community Credit Union leads on 6 and Mid Oregon Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.