Side-by-side · Q2 2026 data
First Community Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | First Community Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 83 (stronger) | 68 |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 72 | 73 (stronger) |
| Funding & liquidity | 79 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 95th | 79th |
| Total assets | $1.9B | $2.8B |
| Deposits / shares | $1.6B | $2.4B |
| Capital ratio | 13.29% (stronger) | 11.75% |
| Problem loans | 0.04% (stronger) | 0.58% |
| Net charge-offs | 0.04% (stronger) | 0.74% |
| Return on assets | 1.31% | 1.32% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 84.5% |
| Uninsured deposits | 6.3% | 5.9% (stronger) |
| Offices | 26 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
First Community Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Community Credit Union leads on 5 and Oregon State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dallas, OR