Side-by-side · Q2 2026 data
First Community Credit Union vs Oregonians Credit Union
Metric by metric
| Measure | First Community Credit Union | Oregonians Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 67 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 99 (stronger) | 28 |
| Earnings | 72 (stronger) | 50 |
| Funding & liquidity | 79 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 82 |
| Peer percentile | 95th | 41st |
| Total assets | $1.9B | $339.2M |
| Deposits / shares | $1.6B | $280.0M |
| Capital ratio | 13.29% | 16.45% (stronger) |
| Problem loans | 0.04% (stronger) | 2.15% |
| Net charge-offs | 0.04% (stronger) | 0.31% |
| Return on assets | 1.31% (stronger) | 0.74% |
| Loans ÷ deposits | 81.0% | 80.4% (stronger) |
| Uninsured deposits | 6.3% | 2.8% (stronger) |
| Offices | 26 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
First Community Credit Union has the higher TellerScore (86 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Community Credit Union leads on 4 and Oregonians Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.