Side-by-side · Q2 2026 data
First County Federal Credit Union vs Hoosier United Credit Union
Metric by metric
| Measure | First County Federal Credit Union | Hoosier United Credit Union |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 52 | 82 (stronger) |
| Loan quality | 69 | 77 (stronger) |
| Earnings | 41 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 30th | 72nd |
| Total assets | $35.0M | $37.5M |
| Deposits / shares | $31.3M | $32.3M |
| Capital ratio | 10.18% | 13.23% (stronger) |
| Problem loans | 0.94% | 0.68% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.51% |
| Return on assets | 0.52% | 1.32% (stronger) |
| Loans ÷ deposits | 43.1% | 36.4% (stronger) |
| Uninsured deposits | 2.3% | 1.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hoosier United Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First County Federal Credit Union leads on 1 and Hoosier United Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.