Side-by-side · Q2 2026 data
First County Federal Credit Union vs Indiana Members Credit Union
Metric by metric
| Measure | First County Federal Credit Union | Indiana Members Credit Union |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 52 | 56 (stronger) |
| Loan quality | 69 | 84 (stronger) |
| Earnings | 41 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 30th | 72nd |
| Total assets | $35.0M | $3.6B |
| Deposits / shares | $31.3M | $3.1B |
| Capital ratio | 10.18% | 10.56% (stronger) |
| Problem loans | 0.94% | 0.49% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.40% |
| Return on assets | 0.52% | 1.11% (stronger) |
| Loans ÷ deposits | 43.1% (stronger) | 70.6% |
| Uninsured deposits | 2.3% (stronger) | 11.5% |
| Offices | 1 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Indiana Members Credit Union has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First County Federal Credit Union leads on 3 and Indiana Members Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.