Side-by-side · Q2 2026 data
First Credit Union vs Copper State Credit Union
Metric by metric
| Measure | First Credit Union | Copper State Credit Union |
|---|---|---|
| TellerScore | 61 | 63 (stronger) |
| Capital cushion | 44 | 47 (stronger) |
| Loan quality | 82 | 82 |
| Earnings | 30 | 36 (stronger) |
| Funding & liquidity | 85 (stronger) | 80 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 24th | 29th |
| Total assets | $811.6M | $700.8M |
| Deposits / shares | $689.0M | $606.9M |
| Capital ratio | 9.37% | 9.70% (stronger) |
| Problem loans | 0.53% | 0.53% (stronger) |
| Net charge-offs | 1.24% | 0.52% (stronger) |
| Return on assets | 0.24% | 0.40% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 80.3% |
| Uninsured deposits | 5.9% (stronger) | 7.6% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.0% | 24.5% |
Copper State Credit Union has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Credit Union leads on 2 and Copper State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.