Side-by-side · Q2 2026 data
First Education Federal Credit Union vs A.C.P.E. Federal Credit Union
Credit union
First Education Federal Credit Union
Cheyenne, Wyoming · Under $100 million in assets
Metric by metric
| Measure | First Education Federal Credit Union | A.C.P.E. Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 53 | 68 (stronger) |
| Loan quality | 93 (stronger) | 84 |
| Earnings | 66 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 57th | 72nd |
| Total assets | $87.2M | $78.1M |
| Deposits / shares | $77.7M | $68.9M |
| Capital ratio | 10.34% | 11.75% (stronger) |
| Problem loans | 0.20% (stronger) | 0.47% |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 1.14% | 1.74% (stronger) |
| Loans ÷ deposits | 43.0% (stronger) | 65.5% |
| Uninsured deposits | 3.9% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
A.C.P.E. Federal Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Education Federal Credit Union leads on 4 and A.C.P.E. Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.