Side-by-side · Q2 2026 data
First Education Federal Credit Union vs Blue Federal Credit Union
Credit union
First Education Federal Credit Union
Cheyenne, Wyoming · Under $100 million in assets
Metric by metric
| Measure | First Education Federal Credit Union | Blue Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 51 |
| Capital cushion | 53 (stronger) | 36 |
| Loan quality | 93 (stronger) | 65 |
| Earnings | 66 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 57th | 7th |
| Total assets | $87.2M | $2.3B |
| Deposits / shares | $77.7M | $1.8B |
| Capital ratio | 10.34% (stronger) | 8.61% |
| Problem loans | 0.20% (stronger) | 1.05% |
| Net charge-offs | 0.02% (stronger) | 1.06% |
| Return on assets | 1.14% (stronger) | 0.51% |
| Loans ÷ deposits | 43.0% (stronger) | 106.2% |
| Uninsured deposits | 3.9% (stronger) | 12.1% |
| Offices | 1 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 24.1% |
First Education Federal Credit Union has the higher TellerScore (77 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First Education Federal Credit Union leads on 7 and Blue Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.