Side-by-side · Q2 2026 data
First Education Federal Credit Union vs Powell Schools Federal Credit Union
Credit union
First Education Federal Credit Union
Cheyenne, Wyoming · Under $100 million in assets
Credit union
Powell Schools Federal Credit Union
Powell, Wyoming · Under $100 million in assets
Metric by metric
| Measure | First Education Federal Credit Union | Powell Schools Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 59 |
| Capital cushion | 53 (stronger) | 23 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 66 (stronger) | 20 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 57th | 20th |
| Total assets | $87.2M | $3.9M |
| Deposits / shares | $77.7M | $3.6M |
| Capital ratio | 10.34% (stronger) | 7.30% |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 1.21% |
| Return on assets | 1.14% (stronger) | 0.01% |
| Loans ÷ deposits | 43.0% (stronger) | 75.0% |
| Uninsured deposits | 3.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
First Education Federal Credit Union has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Education Federal Credit Union leads on 5 and Powell Schools Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.