TellerScore

Powell Schools Federal Credit Union (NCUA charter #12794) is based in Powell, Wyoming. Its Q2 2026 call report shows $3.9M in total assets and $3.6M in member shares and deposits and 1 office.

Powell Schools Federal Credit Union has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,479 credit unions with under $100 million in assets. Among 18 credit unions headquartered in Wyoming, it ranks 14th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (20/100, 0.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion23/100
Net worth ratio: 7.30%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.01%
Funding & liquidity85/100
Loans ÷ shares: 75.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 59).

TellerScore
475461Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202461
Q3 202460
Q4 202460
Q1 202561
Q2 202560
Q3 202548
Q4 202547
Q1 202647
Q2 202659
Net worth ratio
7.00%7.95%8.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.90%
Q3 20248.69%
Q4 20248.52%
Q1 20258.35%
Q2 20258.18%
Q3 20258.11%
Q4 20258.03%
Q1 20267.73%
Q2 20267.30%
Delinquent loans (60+ days)
0.00%0.62%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.01%
Q3 20240.02%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20251.19%
Q4 20251.17%
Q1 20261.23%
Q2 20260.00%
Return on assets
0.00%0.01%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 20240.01%
Q4 20240.01%
Q1 20250.01%
Q2 20250.00%
Q3 20250.01%
Q4 20250.01%
Q1 20260.01%
Q2 20260.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$3.9M7.30%0.00%0.01%75.0%
Q1 202647$3.7M7.73%1.23%0.01%77.3%
Q4 202547$3.5M8.03%1.17%0.01%84.8%
Q3 202548$3.5M8.11%1.19%0.01%84.6%
Q2 202560$3.5M8.18%0.00%0.00%83.6%
Q1 202561$3.4M8.35%0.00%0.01%82.5%
Q4 202460$3.3M8.52%0.00%0.01%87.5%
Q3 202460$3.2M8.69%0.02%0.01%90.8%
Q2 202461$3.2M8.90%0.01%0.01%93.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.30%
3rd
Problem loans0.00%
94th
Net charge-offs1.21%
11th
Return on assets0.01%
19th
Loans to deposits75.0%
26th
Uninsured deposits0.0%
81st
Loan-loss reserves0.34%
76th
Texas ratio0.0%
93rd

Similar-size credit unions in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
Guernsey Community Federal Credit UnionCredit union Guernsey, WY51 out of 100, Below average$1.8M21.3%19.81%vs
Cheyenne-Laramie County Employees Federal Credit UnionCredit union Cheyenne, WY85 out of 100, Very strong$31.9M15.4%1.44%vs
Cit-Co Federal Credit UnionCredit union Sheridan, WY80 out of 100, Strong$32.9M10.4%0.51%vs
Pathfinder Federal Credit UnionCredit union Casper, WY76 out of 100, Strong$68.6M11.6%0.64%vs
A.C.P.E. Federal Credit UnionCredit union Laramie, WY83 out of 100, Strong$78.1M11.8%0.47%vs
First Education Federal Credit UnionCredit union Cheyenne, WY77 out of 100, Strong$87.2M10.3%0.20%vs

Deposit insurance

Is my money safe at Powell Schools Federal Credit Union?

Yes. Powell Schools Federal Credit Union is a federally insured credit union (NCUA charter #12794). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.30%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Powell Schools Federal Credit Union lists 1 office in 1 city. Most locations:

  • Powell, WY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Powell Schools Federal Credit Union
Type
Federal credit union
NCUA charter #
12794
RSSD ID
167284
Primary regulator
NCUA
Established
1959
Headquarters
PO Box 369, Powell, WY 82435
Employees
2

Quick answers

Powell Schools Federal Credit Union: common questions

Is Powell Schools Federal Credit Union NCUA insured?

Yes. Powell Schools Federal Credit Union is a federally insured credit union (NCUA charter #12794). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Powell Schools Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Powell Schools Federal Credit Union have?

1 office as of the latest NCUA data.