Side-by-side · Q2 2026 data
First FarmBank vs Peoples Credit Union
Metric by metric
| Measure | First FarmBank | Peoples Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 71 | 95 (stronger) |
| Earnings | 72 | 83 (stronger) |
| Funding & liquidity | 59 (stronger) | 55 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 50th | 87th |
| Total assets | $384.4M | $75.0M |
| Deposits / shares | $327.1M | $60.0M |
| Capital ratio | 12.29% | 19.42% (stronger) |
| Problem loans | 0.88% | 0.16% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.29% | 1.57% (stronger) |
| Loans ÷ deposits | 89.4% (stronger) | 104.9% |
| Uninsured deposits | 25.5% | 2.3% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First FarmBank leads on 2 and Peoples Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Springfield, CO