Side-by-side · Q2 2026 data
First FarmBank vs Sterling Federal Credit Union
Metric by metric
| Measure | First FarmBank | Sterling Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 95 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 72 | 76 (stronger) |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 50th | 98th |
| Total assets | $384.4M | $246.9M |
| Deposits / shares | $327.1M | $203.0M |
| Capital ratio | 12.29% | 17.07% (stronger) |
| Problem loans | 0.88% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.29% | 1.40% (stronger) |
| Loans ÷ deposits | 89.4% | 44.6% (stronger) |
| Uninsured deposits | 25.5% | 6.8% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sterling Federal Credit Union has the higher TellerScore (95 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First FarmBank leads on 0 and Sterling Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sterling, CO