Side-by-side · Q2 2026 data
First Federal Bank of Kansas City vs Reliance Credit Union
Metric by metric
| Measure | First Federal Bank of Kansas City | Reliance Credit Union |
|---|---|---|
| TellerScore | 64 | 93 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 36 | 80 (stronger) |
| Funding & liquidity | 51 | 97 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 26th | 94th |
| Total assets | $992.5M | $25.1M |
| Deposits / shares | $693.8M | $20.9M |
| Capital ratio | 11.32% | 16.44% (stronger) |
| Problem loans | 0.45% | 0.30% (stronger) |
| Net charge-offs | 0.29% (stronger) | 0.41% |
| Return on assets | 0.41% | 1.50% (stronger) |
| Loans ÷ deposits | 109.6% | 63.6% (stronger) |
| Uninsured deposits | 9.9% | 0.0% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | — |
Reliance Credit Union has the higher TellerScore (93 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Federal Bank of Kansas City leads on 1 and Reliance Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.